Annualized payroll view
Salary periods are converted to an annual amount using 12 months, 52 weeks, 260 working days and 37.5 hours per week.
Clarity for every payday
How Much Do You Really Take Home?
Calculate your salary, hourly rate and estimated take-home pay instantly. Free, fast and no sign-up required.
✓ Live tax-year rules
✓ No email needed
✓ Works on mobile
✦Money, made clear.Make your next move with confidence.
✓Instant estimateUpdated as you type
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Quick answer
What is my take-home pay?
Take-home pay is your gross salary minus estimated income tax, employee payroll contributions and the deductions you enter. This free take-home pay calculator turns annual, monthly, weekly or hourly salary into a clear estimate for your selected country and tax jurisdiction.
For a useful estimate, choose your tax rules, enter gross salary, then add pension, student loan or other annual deductions. Results are estimates, not a payslip or tax advice.
Your personal pay snapshot
Turn gross salary into a clearer picture.
Choose your jurisdiction, add a few details and see an instant estimate of what could land in your account.
02 / YOUR ESTIMATE
ESTIMATETake-home pay
Monthly take-home£3,76175.2% of gross pay
Annual take-home£45,132
Weekly take-home£868
Daily earnings£174
Hourly earnings£23
Estimated tax & NI£10,668
Total deductions£14,868
✦We estimate your take-home using the rules shown below. Your actual payslip can vary.
Transparent by design
No black boxes. Just useful assumptions.
Good estimates are honest about what they include. We show the tax year and sources so you can understand what is behind every number.
Read the common questionsJurisdiction-specific rules
UK estimates use the 2026/27 tax year. US estimates use 2026 federal single-filer brackets and FICA, before state or local taxes.
Real life has more variables
Tax codes, filing status, benefits, credits, local taxes and employer-specific payroll choices can make your payslip different.
Official tax sources
Rules are checked against official government guidance. The calculator does not include every personal, state or local payroll variable.
Frequently asked
A little more clarity.
Everything you need to use this gross to net salary calculator with confidence.
What does the paycheck calculator estimate?+
It estimates annual, monthly, weekly, daily and hourly take-home pay after the supported jurisdiction’s income tax, employee payroll contributions and the deductions you enter.
Which tax years are used?+
The United Kingdom option uses the 2026/27 tax year, from 6 April 2026 to 5 April 2027. The United States option uses 2026 federal rules for a single filer. US state and local taxes are not included.
Are pension contributions taken before tax?+
For this estimate, the percentage you enter is treated as a pre-tax salary-sacrifice or equivalent contribution. Actual pension treatment depends on your plan and employer.
Why can my payslip differ from this result?+
Payroll results can vary because of tax codes, filing status, benefits, credits, pay-period rounding, salary sacrifice rules, local taxes and employer-specific deductions.
Is this a tax return or financial advice?+
No. It is a planning estimate designed to help you understand your salary. Always check your official payroll statement or a qualified adviser for a binding figure.